Privacy Policy

 

Effective Date: Nov 26, 2023

 

AI TICKER CHAT Inc. and its affiliates (collectively, “ATC,” “we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy (“Policy”) explains how we collect, use, disclose and protect Personal Information (as it is defined below) of our customers and users. It applies to all Personal Information collected by us: (i) on https://chat.aitickerchat.com (the “AI TICKER CHAT Site”) and any other website or mobile application that links to this Policy; (ii)  when you engage with us via social media; (iii) when you purchase our products or services; or (iv) when we otherwise interact with you (by email, telephone or otherwise) (collectively, the “Services”).

 

We reserve the right to update or modify this Policy at any time and from time to time without prior notice. If we make any material changes to the way we process your Personal Information, we will notify you before such changes are effective. If you object to any changes you must cease using our Services. We recommend you review this Policy periodically. This Policy became effective on the date indicated at the top of this page. Your continued use of our Services after any changes or revisions to this Policy indicates your agreement to the terms of the revised Policy.

 

1.       Collection of Personal Information 

 

When you use our Services, we may collect or receive Personal Information about you to provide our services and operate our business. The types of Personal Information that we may collect about you are:

 

a.     Information You Provide to Us Directly

 

You may provide your Personal Information to us when you use our Services, including when you create an account with on aitickerchat.com (“AI TICKER CHAT Account”), use the AI TICKER CHAT Site, contact us with inquiries, or otherwise access our Services. This information may include:

 

·                User Profile – We collect Personal Information associated with your AI TICKER CHAT Account. This includes information such as name, email address, watchlist and investment portfolio.

 

·                Purchase or Order Details – When you make a purchase through our Services, we collect information related to that purchase. This may include information such as date and time of purchase, and total price. 

 

b.     Information Received From You as Part of Your Communications

 

When you use our Services (for example on our AI TICKER CHAT Site), complete electronic forms, communicate with us or contact us by online chat, email or phone, we may automatically collect and store certain information about you and the activity you engaged in, for example: your name and contact information; your purchase details; information that you voluntarily provide to us; the nature of your communication; the purpose of the interaction, and the action we took in response to your inquiry or request. 

 

c.     Information Collected Automatically

 

We may receive and store certain information about you and your device(s) automatically when you access or use our AI TICKER CHAT Site and Services. This information may include:

 

·                Technical Information – We collect technical information associated with your activity on our AI TICKER CHAT Site and may include information related to your browser and operating system, IP address (the internet address of your computer) unique device identifiers, and other information such as your device type. We use such information for diagnostic and statistical purposes and to administer our Services.

 

·                Site Usage Information – We collect information to better understand customer traffic patterns and AI TICKER CHAT Site usage. This may include the webpage that you were visiting before accessing our AI TICKER CHAT Site or mobile application, the pages or features of our AI TICKER CHAT Site or mobile application you browsed to inform us which part of our AI TICKER CHAT Site, app and Services you visit and how much time you spend there. This information is used to analyze and improve our AI TICKER CHAT Site and to provide our customers with a better user experience

 

·                Site Preferences – We collect information about your preferences to make your use of the AI TICKER CHAT Site more productive through the use of cookies.

 

d.     Personal Information from Publicly Available Sources and Third Parties

 

We may collect or receive Personal Information about you from publicly available sources, social network providers, marketing partners, and/or third parties. This may include:

 

·                Social Network Information – We may receive information about you from other services. For example, we receive certain information from social media influencers when you interact with the influencers we retain. 

 

2.       Use of Cookies and Other Tracking Technologies

 

We use cookies, web beacons, pixels, and similar technologies to collect information and personalize your experience with our Services. 

 

a.     Cookies

 

Cookies are small web files that a site or its provider transfers to your device’s hard drive through your web browser that enables the site’s or provider’s system to recognize your browser and remember certain information. 

 

How We Use Cookies – We use first-party and third-party cookies for the following purposes:

 

·                to make our Services function properly;

·                to improve our Services;

·                to recognize you when you return to the AI TICKER CHAT Site (or one of our other Services) and to remember information you have already provided;

·                to collect information about your activities over time and across third party websites or other online services in order to deliver content and advertising tailored to your interests; and

·                to provide a secure browsing experience during your use of our Services.

 

How to Manage Cookies – You may disable the use of cookies by modifying your browser settings. If you choose to disable cookies you may not be able to fully experience the interactive features of our Services. For more information on cookies and how to disable cookies visit www.ftc.gov/ftc/cookies.shtm or https://www.usa.gov/optout_instructions.shtml.

 

b.     Online Analytics and Advertising Technologies

 

We and our third-party vendors may use automated technologies (including cookie identifiers on our AI TICKER CHAT Site), along with other collected information, to tailor ads or deliver content when you are on our Services or on other devices, apps or websites.

 

c.     Interest-Based Advertising

 

We (or our service providers) may use the information we collect, for instance, IP addresses and unique mobile device identifiers, to locate or try to locate the same unique users across multiple browsers or devices (such as smartphones, tablets, or computers), or work with providers that do this, in order to better tailor content and features and provide you with a seamless experience across devices. If you wish to opt out of cross device tracking for purposes of interest-based advertising, you may do so through your device settings. We may also use cross-device targeting to help identify our users and serve advertising. This type of advertising is often called “interest-based” or “personalized” advertising—and when it occurs on mobile apps, “cross-app” advertising.

 

You can learn more about interest-based advertising and how to opt-out of receiving tailored advertising by visiting (i) the Network Advertising Initiative’s Consumer Opt-Out link or (ii) the Digital Advertising Alliance’s Consumer Opt-Out link. To opt out of Google Analytics for display advertising or customize Google display network ads, you can visit the Google Ads Settings page.

Please note that even if you opt-out, you may still receive advertisements from us. However, in that case, the advertising will not be tailored to your interests. Also, we do not control any of the above opt-out links or whether any particular company chooses to participate in these opt-out programs.

 

d.     Mobile Applications

 

Depending on your permissions, we may receive your Personal Information from your Internet service and mobile device providers. Users of mobile device who do not want to receive interest-based advertising may opt-out in several ways. Learn more about your choices for mobile devices by visiting http://www.aboutads.info/appchoices. Each operating system, (iOS for Apple phones, Android for Android devices, and Windows for Microsoft devices) provides its own instructions on how to prevent the delivery of tailored in-application advertisements. You should view your device or system “Settings” to determine how you can opt out of use of your device ID for “cross-app” personalized advertising.

 

3.       Use of Your Personal Information

 

We may use the information we collect or receive about you for various purposes.

 

a.     To Provide You With Our Services

 

We use your information to provide you the Services. For example, we use credit card information to complete a transaction or an address to fulfill your purchase order. If the applicable information is to be provided or Service is to be performed by a third party, then we will disclose the applicable Personal Information to the third party providing the information or performing applicable Services. Your information may be available or provided to third-party service providers (such as the post office, credit card companies, and payment processing companies) and that are contractually obligated to protect your information as disclosed in this Policy.

 

b.     To Maintain, Improve, and Personalize the Services

 

We use your information for our everyday business operations such as auditing, administration of the Services, forum management, fulfillment, and analytics. Your information may also be used to improve the content and/or functionality of the Services. For example, it may be used to help us improve our offerings. We also use your information to personalize your experience. For example, we may personalize the content and features you see when visiting our Services. In addition, we may personalize advertisements, marketing communications, and recommendations to make them more tailored to your interests.

 

c.     To Communicate with You

 

We use your information to communicate with you. We may contact you with promotional offerings or other communications that may be of interest to you. If we send you marketing emails about services that may interest you, each email will contain instructions permitting you to “unsubscribe” of receiving future marketing or other communications within 10 days.

 

In the event you contact us, we use certain information to respond to your questions and assist you with any issues that may arise in your use of the Services.

 

d.     For Account and Network Security Purposes

 

We care about keeping you secure and safe while using our Services. Keeping you safe requires us to process your Personal Information, such as your device information, activity information and other relevant information. We use such information to combat spam, malware, malicious activities or security risks; improve and enforce our security measures; and to monitor and verify your identity so that unauthorized users do not gain access to your information.

 

e.     To Maintain Legal and Regulatory Compliance

 

Our Services are subject to certain laws and regulations which may require us to process your Personal Information. For example, we process your to fulfill our business obligations, or as necessary to manage risk as required under applicable law.

 

f.      To Enforce Compliance with Our Terms and Conditions and Policies

 

When you access or use our Services, you are bound to our Terms and Conditions and this Policy. To ensure you comply with them, we process your Personal Information by actively monitoring, investigating, preventing and mitigating any alleged or actual prohibited, illicit or illegal activities on our Services. We also process your Personal Information to: investigate, prevent or mitigate violations of our internal terms, agreements or policies; enforce our agreements with third parties and business partners.

 

g.     To Protect You, Others, and Our Business

 

We use your information to protect you, others, and our business, including, without limitation, using information for fraud prevention, for enforcement of our Terms and Conditions, to comply with the law, and to protect against security risks.

 

h.     For Our Business Purposes

 

We may use your information for any other purpose disclosed to you at the time we collect or receive the information, or otherwise with your consent.

 

4.       Sharing of Personal Information with Third Parties

 

Your Personal Information is not shared with third parties without your permission, except as described below.

 

a.     Service Providers

 

We may share your information with our third-party service providers for certain business purposes. This information is provided in order for them to provide us services such as payment processing, advertising services, marketing partners, web analytics, data processing, IT services, customer support and other services. These third-party service providers have access to your Personal Information only for the purpose of performing services on our behalf and are expressly obligated not to disclose or use your Personal Information for any other purpose.

 

Here is list of some of the third-party service providers we use:

 

·       Stripe for payment processing

·       Finnhub for data

·       OpenAI for natural machine learning

·       Digital Ocean for hosting

 

b.     When Required by Law

 

We recognize that information related to your orders could contain private information. However, we may be required to disclose your information to third parties including law enforcement agencies when required to protect and defend our legal rights, protect the security of users of our Services, prevent fraud, comply with the law, respond to legal process, or a request for cooperation by a government entity.

 

c.     Corporate Transactions

 

In the event of sale, transfer, merger, reorganization, dissolution, or similar event we may transfer your information to one or more third parties as part of that transaction.

 

d.     With Your Consent

 

We also may share or disclose your information with your consent or at your direction. 

 

5.       Security

 

ATC has implemented administrative, technical, and physical security controls that are designed to safeguard Personal Information. However, no online activity is ever fully secure or error-free. While we strive to protect your information, we cannot guarantee that your Personal Information is absolutely secure. Please keep this in mind when disclosing any information to ATC.

 

Please recognize that protecting your Personal Information is also your responsibility. We urge you to take every precaution to protect your information when you are on the internet, or when you communicate with us and with other through the internet.

 

6.       Data Retention

 

We will retain your Personal Information for as long as your account is active or as needed to provide you services and to maintain a record of your transactions for financial reporting purposes. We will also retain and use your Personal Information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

 

7.       Third-Party Sites

 

Some of the functionality may be provided by third parties and the Services may link to other third-party websites that are not controlled by ATC. These third parties are not under our control and ATC is not responsible for their privacy policies or practices. If you provide any Personal Information to any third party or through any such third-party website, we recommend that you familiarize yourself with the privacy policies and practices of that third party.

 

8.       Your Choices 

 

We provide our customers and their authorized agents with the ability to access and delete certain Personal Information. In order to exercise these rights you must login to your account to confirm your identity, which helps us ensure that Personal Information is only made accessible to appropriate parties. Customers will not receive discriminatory treatment for exercising their rights and can return to the service after deleting their information.  

 

a.     Your Rights

 

This section lists the privacy-related rights (“Rights”) we extend to all of our customers. Your right to know and right to deletion are not absolute and are subject to certain exceptions. For instance, we cannot disclose specific pieces of Personal Information if the disclosure would create a substantial, articulable, and unreasonable risk to the security of the Personal Information, your account with us or the security of our systems.

 

·                Right to Know – You have the right to know the Personal Information we collect, use, and disclose about you. 

·                Right to Deletion – You have the right to request that we delete any Personal Information we have collected from you or maintain about you. We may save Personal Information when permitted by applicable law including, without limitation, when the information is needed for a legal purpose. 

·                Right to Rectification – If you have a AI TICKER CHAT Account, you may modify your Personal Information by contacting us at the address provided at Section 11 of this Policy. 

·                Right to Opt-Out of the Sale of Your Personal Information – AI TICKER CHAT does not sell or rent Personal Information to third parties.

·                Right to Non-Discrimination – ATC will not discriminate against those who exercise their Rights. Specifically, if you exercise your Rights, we will not deny you goods or Services, charge you different prices or rates for goods or Services or provide you a different level or quality of goods or Services.

 

b.     Asserting Your Rights

 

You may exercise your right to know or your right to deletion by contacting us as set out in Section 10. We may ask you to verify your identity if you are contacting us through online chat, email, or phone. You may also designate an authorized agent to make a request to know or a request to delete. In order to be able to act, authorized agents have to submit proof that they are authorized to act on your behalf, or have a power of attorney. We may deny requests from authorized agents who do not submit proof that they have been authorized by you to act on their behalf.

For Personal Information that we have collected that is not accessible through the AI TICKER CHAT Account, you can request, in writing, that we correct an error or omission to your Personal Information or delete your Personal Information.  We will respond to written requests within 30 days, or alternatively, the timeframe prescribed by the relevant legislation.

 

9.       International Users

 

ATC is based in the Canada and, regardless of where you use our Services, the information collected as part of that use will be transferred to and maintained on servers located in Canada. Any information we obtain about you will be stored in accordance with Canadian privacy laws, regulations, and standards, which may not be equivalent to the laws in your country of residence. By using our Services, you consent to this collection, transfer, storage, and processing of information to and in Canada.

 

10.    Contact Us

 

If you have any questions or concerns relating to this Policy or our privacy practices, please contact us at https://chat.aitickerchat.com/support.